Small and Medium sized Enterprises (SMEs)
The Risk Sharing Finance Facility can provide for higher risk financing made available via EIB banking partners to innovative private and public SMEs.
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Size
companies with permanent full-time staff below 250, an annual turnover not exceeding EUR 50m and an annual balance sheet total of up to EUR 43m EUR. -
Ownership
public law bodies, private law bodies or mixed entities with (partial) public participation. -
Legal form
most legal forms can be supported, including limited and unlimited liability companies, entities established under sole proprietorship or partnerships, listed or unlisted corporations or public service companies, subject to compliance with the credit decision criteria agreed between the EIB and the financial intermediary. -
Origin
legal entities established in all European Union Member States or Associated Countries (ie. Iceland, Liechtenstein, and Norway (subject to amendment procedure of EEA agreement), Switzerland, Israel (subject to satisfactory conclusion of bilateral S/T agreements) or Turkey, Croatia, and Serbia (subject to satisfactory completion of the decision-making procedure associating these countries via a Memorandum of Understanding).
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Financial profile
companies must comply with the credit decision criteria agreed between the EIB and the financial intermediary.
Financing products available
For small and medium-sized projects and enterprises, the EIB offers, through its banking partners:
- Risk Sharing Lines of Credit